Bagel, Lox, and Egg Strata

1 cup cottage cheese
1 3-ounce package thinly sliced smoked salmon (lox-style), cut into small pieces
2 cups milk
8 ounces Swiss cheese or Monterey Jack cheese, shredded (2 cups)
¼ teaspoon pepper
8 cups plain bagels cut into bite-size pieces (4 to 6 bagels)
¼ cup snipped fresh chives
8 eggs, beaten
¼ cup butter or margarine, melted

PREP TIME: 30 minutes

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